Wyoming Michigan Unclaimed Money
Wyoming Michigan residents may have unclaimed money held by Michigan Treasury, Kent County, or the City of Wyoming. Sources include old bank accounts, insurance settlements, utility deposits, and uncashed refunds. This page covers each source and tells you how to search and file a claim.
Wyoming Overview
Michigan State Unclaimed Property
The Michigan Department of Treasury runs a statewide program to hold and return unclaimed funds. Businesses that lose touch with account holders must turn over the dormant funds to the state after a set period. Treasury holds the money with no expiration date. You can search for free at any time. Michigan has returned more than $675 million and still holds hundreds of millions more. Wyoming residents often find old savings accounts, insurance proceeds, or former employer payouts they had forgotten about.
Search the free database at unclaimedproperty.michigan.gov. Enter your name and state. You can also look up deceased relatives. The site guides you through filing once a match is found. For questions, call (517) 636-5320 or email TreasUPD@michigan.gov.
Try maiden names, old business names, and alternate spellings to make sure you find everything. It costs nothing and takes just a few minutes.
The state database is updated regularly as businesses report new property.
City of Wyoming Treasury
The City of Wyoming Treasurer's office handles local property tax billing and collection for city residents. Wyoming does not have a city income tax. Property taxes are the main local tax obligation. If you have a question about a city tax account, an overpayment, or a refund, contact the Treasurer's office directly.
| Department | City of Wyoming Treasury |
|---|---|
| Website | wyomingmi.gov |
| Treasurer Page | wyomingmi.gov/treasurer |
The official City of Wyoming website is at wyomingmi.gov. The site has department contacts, payment tools, and resources for residents.
The city website above has links to all departments including the Treasury office and payment portal.
The Wyoming Treasurer's page is at wyomingmi.gov/treasurer.
The Treasurer page above has tax billing info, payment options, and contact details for the Wyoming Treasury office.
If you believe the city holds a credit or overpayment on your account, call or email during regular business hours. Have your parcel number or account number ready to speed up the review.
Kent County Treasurer
Wyoming properties with unpaid taxes are forwarded to Kent County for collection. Kent County Treasurer Peter MacGregor oversees delinquent accounts for the entire county, including Wyoming and Grand Rapids. The county office is in downtown Grand Rapids and handles payment plans as well as the annual tax foreclosure process.
| Office | Kent County Treasurer |
|---|---|
| Treasurer | Peter MacGregor |
| Phone | 616-632-7500 |
| Address | 300 Monroe Avenue NW, Grand Rapids, MI 49503 |
| Website | kentcountymi.gov/Treasurer |
For more about Kent County tax resources, visit the Kent County unclaimed money page.
One important Kent County rule: a former property owner cannot purchase their own foreclosed property at auction for less than the amount of taxes owed. If you lost a property to tax foreclosure and want to buy it back, be aware of this limitation before you bid.
Mortgage foreclosures in the Grand Rapids area, which includes Wyoming, are listed in the Grand Rapids Legal News. This is separate from the Kent County Treasurer's tax foreclosure list. If you are searching for a property in mortgage foreclosure, that is the right publication to check.
Tax Foreclosure Surplus Funds
Kent County follows the standard Michigan MCL 211.78t process for tax foreclosure surplus funds. If the county sells a foreclosed Wyoming property at auction for more than the unpaid taxes and fees, the prior owner can claim the difference. This right was established by the 2020 Michigan Supreme Court ruling in Rafaeli v. Oakland County and applies in every Michigan county.
To claim the surplus, file Form 5743 (Motion to Claim Remaining Proceeds) with the Kent County Circuit Court. The deadline is July 1 of the year after the foreclosure sale. That is a firm cutoff. Missing it means losing your right to the surplus.
Kent County uses Tax-Sale.info to conduct its real property foreclosure auctions. If you want to monitor upcoming sales or check whether a property is in the auction pipeline, that site is the place to look. The list typically becomes available around July 1 each year. You can also call the Kent County Treasurer's office to ask about a specific parcel.
Gather your ownership records and parcel number before filing Form 5743. The filing must show you were the owner at the time of foreclosure. If the surplus is significant, consulting with an attorney before filing is a smart step.
Michigan Tax Foreclosure Timeline
Michigan's three-year delinquency process applies uniformly across Kent County, including Wyoming.
| Stage | When | What It Means |
|---|---|---|
| Delinquent | March 1, Year 1 | Unpaid taxes move to county. A 4% penalty plus 1% per month starts. |
| Forfeiture | March 1, Year 2 | Property forfeited to county. More fees apply. Owner can still redeem. |
| Foreclosure | April 1, Year 3 | Title moves to county. Right to redeem ends. Property may go to auction. |
Once a property sells at auction, file Form 5743 before July 1 of that year to claim any surplus. Kent County's rule against buying back your own foreclosed property at below-tax-owed prices is unusual and worth knowing before you take any action on a foreclosed parcel.
Legal Aid Resources
Wyoming residents can get free and low-cost legal help for unclaimed property and tax foreclosure issues.
Michigan Legal Help at michiganlegalhelp.org has step-by-step guides for surplus fund claims, foreclosure response, and unclaimed property. Free to use.
State Bar Lawyer Referral connects you with a Kent County attorney. Call (800) 968-0738 or visit lrs.michbar.org. First consultations are typically low cost.
Michigan Homeowner Assistance Fund (MIHAF) helps homeowners at risk of tax foreclosure. Check eligibility at michigan.gov/mihaf.
A quick call to a local attorney can save you a lot of confusion, especially if you are dealing with Kent County's specific rules around buying back foreclosed property.